Situations where a voluntary insurance policy is required

 

Situations where a voluntary insurance policy is required

Voluntary insurance policies are not particularly necessary for regular driving. A voluntary insurance policy is necessary when you want to confirm the details of the contract or when you want to contact the insurance company and take some procedures.
Specifically, the cases are as follows.

·         ・When renewing the contract

·         ・When there is a change in the contents of the insurance policy

·         ・When reviewing the contents of the contract

·         ・When canceling

·         ・When switching to another insurance company

·         ・If you are involved in an accident

·         ・When making an insurance claim

When contacting the insurance company, provide the policy number listed on the voluntary insurance policy. You can complete the procedure even if you do not know the securities number, but the procedure will go smoothly if you tell them the securities number. If you need to contact the insurance company in an accident, it will be smoother if you have the policy number, so it is a good idea to always have the original or a copy of the voluntary insurance policy and a note of the policy number in your car.

Where is the best place to store voluntary insurance policies?

 

Where should I keep my voluntary insurance policy once it arrives? It is a document that contains your name, address, insurance number, chassis number, etc., so it is a good idea to put it in a place where it is not easily seen. On the other hand, if you keep it away, you tend to forget where it went, and it's inconvenient if you don't have it with you when you need to contact your insurance company.

One of the recommended storage places is in the dashboard of the car. Not only is it basically out of sight,  it will be easy to recognize that "car-related documents are here", so you won't forget it. Even if you have an accident and are upset, you can contact the insurance company on the spot if you have it in the dashboard.
On top of that, if you keep a copy at home, it is convenient because you can save the trouble of going to the car to get the certificate when you apply for contract renewal at home.

Situations where a voluntary insurance policy is required

However, if you do not want to keep the original of the voluntary insurance policy in your car due to the risk of car break-ins, online securities have become popular in recent years (Mitsui Sumitomo Insurance provides them as eco-insurance certificates and online policy clauses). You can also check.