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Voluntary insurance policy description item

The voluntary insurance policy mainly includes the following items: Let's check them one by one.

policy number

A policy number is a number assigned to each contract. You will need your policy number when contacting your insurance company about the details of your policy, as well as for procedures such as contract renewals and insurance claims.

Policyholder

The name and address of the person who signed the contract with the insurance company.

Information about contracted vehicles

Information about cars covered by automobile insurance, such as car name, specifications, type, registration number (contents of license plate), chassis number (individual identification number assigned to each car by the Ministry of Land, Infrastructure, Transport and Tourism) is described. .

Voluntary insurance policy description item
 Voluntary insurance policy description item


named insured

The name and address of the person who mainly uses the contracted vehicle, the color of the license, the date of birth, etc.

Contract details

The name of the auto insurance contracted, contract date, insurance period, agency information, etc.

Scope of covered drivers

The range and age conditions of the driver who will be compensated, such as "limited to the person", "the person and spouse", and "compensation for 21 years old and over" are described. Accidents caused by someone other than those listed here will not be covered, even if the vehicle is covered by insurance.

grade

Your current grade will be listed. A grade is a system established to eliminate inequality in premium payments among policyholders. There are grades 1 to 20, and grade 6 is basically applied to new contracts. Not only if you do not use the insurance for a year without any accidents, but if there is an uncounted accident (such as only paying personal injury insurance),

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